Jim Ernest Board of Directors Jim is the President & Chief Executive Officer for Provident Credit Union. He began his career in the savings and loan industry and has worked in banking and credit unions for over 30 years. Prior to working for Provident Credit Union, Jim was Vice President and Director of Mortgage Operations at Continental Savings of San Francisco and managed the mortgage operations for a commercial bank. He was an advisory member of the Fair Lending Consortium of the Bay Area, a member of Freddie Mac’s National Credit Union Advisory Council and a member of the National Advisory Council for the CUNA Mutual Mortgage Insurance Company. Jim holds a BA in Economics from San Jose State University and an MBA from St. Mary’s College in Moraga, California. He is also a graduate of the Credit Union Executive Society’s CEO Institute. Jim has two children and resides in Danville with his wife.
